Terms & Condition


By clicking I Accept and submitting your application to Fortune Tree Capital Sdn Bhd (Company No. 1202833-M) (hereinafter referred to as “GOODKREDIT”, “GK”, "we", "us" or "our") you confirm that you would like to subscribe to the Payday Advancement Services provided by us and you confirm that you have read the terms and conditions and that you understand them and agree to be bound by them.

Subject to our approval, you will be subscribed as a user of the Payday Advancement Services whereby upon your request we will offer you an advancement of a minimum sum of Ringgit Malaysia Two Hundred only (RM200.00) or a maximum sum of Ringgit Malaysia Five Hundred only (RM500.00) (“Advancement”) which shall be credited into a nominated bank account stated by you in the application form.

Your request for the Advancement shall be subject to payment of our prevailing administrative and platform charges in the sum of Ringgit Malaysia One only (RM1.00) per day from the date of receipt of the Advancement by you until the repayment of all sum due and outstanding to us (“Administrative and Platform Charges”).

You shall pay the total Advancement together with the Administrative and Platform Charges to us on or before the 14th day from the date of receipt of the Advancement by you (“Payday”), failing which you shall be deemed to be in default of the terms and conditions herein and thus you shall be liable for late payment charges at the rate of one per centum (1%) on the total Advancement together with the Administrative and Platform Charges which remains unpaid.

In the event of default, we reserve all our rights to take the necessary action against you for recovery thereof without any further reference to you. In all events, you shall be liable for all costs incurred by us.



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